The following photographs were researched and gathered from numerous historical collections that include city libraries, university libraries, museums, certain private collections, and our own national Library of Congress. Collectively they define the W. J. Bradley Mortgage Capital brand aesthetic and our position within the mortgage marketplace. At W.J. Bradley, we honor our past and the many men and women, who, through hard work and perseverance, formulated a powerful American work ethic. Now, more than ever, we passionately embrace this principle within our business relationships and the many homeowners and communities we serve.
We graciously acknowledge our collaboration with the following extraordinary institutions:
Bancroft Library, University of California Berkeley
Alabama Consumer Credit License No. 21654; Arizona Mortgage Banker License No. BK-0903998; Arkansas Combination Mortgage Banker-Broker-Servicer License No. 104736; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RML No. 4131002 and under the California Finance Lenders Law CFLL No. 603 K495; Colorado Mortgage Company Registration NMLS ID 3233 Regulated by the Division of Real Estate; Connecticut Mortgage Lender License No. ML-3233; Licensed by the Delaware State Bank Commissioner to engage in business in Delaware - Lender License No. 29814, expiration date 12/31/14; District of Columbia Dual Authority License No. MLB3233; Florida Mortgage Lender Servicer License No. MLD738; Idaho Mortgage Broker License No. MBL-7766; Indiana First Lien Mortgage Lending License No. 19439; Indiana Subordinate Lien Mortgage Lending License No. 19438; Iowa Mortgage Banker License No. MBK-2013-0016; Illinois Residential Mortgage Licensee – License No. MB.6760738, 6465 Greenwood Plaza Blvd., Suite 500, Centennial, CO 80111; Kansas Supervised Loan License No. SL.0026463; Kentucky Mortgage Company License No. MC92397; Maine Supervised Lender License No. 3233; Michigan 1st Mortgage Broker/Lender/Servicer Registrant No. FR0018674; Maryland Mortgage Lender License No. 21015; Michigan 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0018675; Minnesota Residential Mortgage Originator License No. MN-MO-3233; Mississippi Mortgage Lender License No. 3233; Montana Mortgage Lender License No. 3233; Montana Mortgage Servicer License No. 3233; Montana Mortgage Broker License No. 3233; Nebraska Mortgage Banker License No. NE3233; Nevada Mortgage Banker License No. 2061; Nevada Mortgage Broker License No. 504; Licensed by the New Hampshire banking department - License No. 19075-MB; New Jersey Residential Mortgage Lender License No. 3233; New Mexico Mortgage Loan Company and Loan Broker Act Reg. No. 01856; North Carolina Mortgage Lender License No.: L-157110; North Dakota Money Broker License No. MB102448; Ohio Mortgage Broker Act Mortgage Banker Exemption License No. MBMB.850191.000; Oklahoma Mortgage Broker – License No. MB001365; Oregon Mortgage Lender License No. ML-776; Pennsylvania Mortgage Lender License No. 45626; Rhode Island Licensed Lender; Rhode Island Licensed Loan Broker; South Dakota Mortgage Lender License No. ML.04982; Tennessee Mortgage License -License No. 115091; Texas Registered Mortgage Banker – NMLS 3233; Texas Mortgage Banker Disclosure: www.wjbradley.com/Texas-Mortgage-Banker-Disclosure.html: Utah Mortgage Lender Company License No. 5495659-NMLC; Utah Consumer Credit Notification and Utah Residential First Mortgage Notification regulated by the Utah Department of Commerce; Vermont Lender License No. 6341; Washington Consumer Loan License No. CL-3233; West Virginia Mortgage Lender/Broker License No. ML-32539; Wisconsin Mortgage Banker License No. 699991; Wyoming Mortgage Lender/Broker No. 2429. NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233.
We Do Not Sell Your Customer Information To Anyone
Collection and Use of Customer Information
We collect, retain and utilize information about you necessary to operate our business and to make products, services and other opportunities available to you. Much of the information we collect, such as account balances, credit information, and payment history, is of a non-public personal nature. We obtain this non-public personal information (collectively, "Customer Information") about you from a variety of sources, including the following:
Information we receive from you on applications and other forms, such as your name, address, phone number, social security number, employment, assets, income and debt;
Information about your transactions with us, our affiliates or others, such as your account balances and payment history; and
Information we receive from a consumer reporting agency, including your credit history and creditworthiness.
Maintaining Accurate Customer Information
We have established policies and procedures to ensure that your Customer Information is accurate, current and complete. We will work to correct inaccurate Customer Information in a timely manner. If you have any reason to believe that your Customer Information is incorrect, please contact your customer service or account representative at the toll free number listed on your account statement. We will promptly investigate the situation and, when appropriate, update our records accordingly.
Protection of Information
Customer Information We May Disclose or Share
Collection and Use of Customer Information
In the course of conducting our business and servicing your needs, we do not disclose your Customer Information to anyone except as permitted or required by law. To conduct our business we may disclose Customer Information to, (1) financial service providers and other financial institutions with which we may enter into joint marketing agreements from time to time, and (2) as otherwise permitted by law, under the following circumstances:
To Marketing Service Providers and Joint Marketing Partners: We may disclose all Customer Information, (1) to companies that perform marketing services for us, or for us and other financial institutions jointly, and (2) to other financial institutions with which we have joint marketing agreements. We will only disclose Customer Information to those joint marketing partners who agree to keep your Customer Information confidential.
Third-Party Service Providers: We may disclose all Customer Information to third-party service providers that we have engaged to help deliver our services and products to you, and that have agreed to keep your Customer Information confidential.
Among Our Affiliates: We may share certain Customer Information about transactions and experiences with you with our affiliates. This Customer Information may include identification information, account balances, and payment history.
With Other Non-Affiliated Third-Parties: In addition, we may share Customer Information about you with other non-affiliated third-parties, as permitted by law.
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